LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,597
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,300
−HK$714/mo
Today · 4.125%
HK$24,014
baseline
▲ 0.50% · 4.625%
HK$25,476
+HK$1,462/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,028/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$361,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,139
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,814
−HK$684/mo
Today · 4.125%
HK$26,498
baseline
▲ 0.50% · 4.625%
HK$27,894
+HK$1,396/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$52,996/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$361,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,117
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,960
−HK$857/mo
Today · 4.125%
HK$28,817
baseline
▲ 0.50% · 4.625%
HK$30,571
+HK$1,754/mo
Deposit HK$3.96M · loan HK$5.95M · min. income ≈ HK$57,634/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$361,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,167
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,976
−HK$821/mo
Today · 4.125%
HK$31,797
baseline
▲ 0.50% · 4.625%
HK$33,473
+HK$1,676/mo
Deposit HK$3.96M · loan HK$5.95M · min. income ≈ HK$63,594/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$361,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,636
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,620
−HK$1,000/mo
Today · 4.125%
HK$33,620
baseline
▲ 0.50% · 4.625%
HK$35,666
+HK$2,046/mo
Deposit HK$2.97M · loan HK$6.94M · min. income ≈ HK$67,240/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$361,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,195
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,139
−HK$958/mo
Today · 4.125%
HK$37,097
baseline
▲ 0.50% · 4.625%
HK$39,052
+HK$1,955/mo
Deposit HK$2.97M · loan HK$6.94M · min. income ≈ HK$74,194/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$361,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,675
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,941
−HK$1,285/mo
Today · 4.125%
HK$43,226
baseline
▲ 0.50% · 4.625%
HK$45,856
+HK$2,630/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$86,452/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$361,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,251
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,464
−HK$1,232/mo
Today · 4.125%
HK$47,696
baseline
▲ 0.50% · 4.625%
HK$50,210
+HK$2,514/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$95,392/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$361,002 · Scale 2, in force from 26 Feb 2026)