LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,600
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,303
−HK$714/mo
Today · 4.125%
HK$24,017
baseline
▲ 0.50% · 4.625%
HK$25,479
+HK$1,462/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,034/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$361,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,142
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,817
−HK$684/mo
Today · 4.125%
HK$26,501
baseline
▲ 0.50% · 4.625%
HK$27,898
+HK$1,397/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,002/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$361,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,120
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,964
−HK$857/mo
Today · 4.125%
HK$28,821
baseline
▲ 0.50% · 4.625%
HK$30,574
+HK$1,753/mo
Deposit HK$3.96M · loan HK$5.95M · min. income ≈ HK$57,642/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$361,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,171
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,980
−HK$821/mo
Today · 4.125%
HK$31,801
baseline
▲ 0.50% · 4.625%
HK$33,477
+HK$1,676/mo
Deposit HK$3.96M · loan HK$5.95M · min. income ≈ HK$63,602/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$361,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,640
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,624
−HK$1,000/mo
Today · 4.125%
HK$33,624
baseline
▲ 0.50% · 4.625%
HK$35,670
+HK$2,046/mo
Deposit HK$2.97M · loan HK$6.94M · min. income ≈ HK$67,248/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$361,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,199
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,143
−HK$958/mo
Today · 4.125%
HK$37,101
baseline
▲ 0.50% · 4.625%
HK$39,057
+HK$1,956/mo
Deposit HK$2.97M · loan HK$6.94M · min. income ≈ HK$74,202/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$361,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,680
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,945
−HK$1,286/mo
Today · 4.125%
HK$43,231
baseline
▲ 0.50% · 4.625%
HK$45,862
+HK$2,631/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$86,462/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$361,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,256
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,470
−HK$1,231/mo
Today · 4.125%
HK$47,701
baseline
▲ 0.50% · 4.625%
HK$50,216
+HK$2,515/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$95,402/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$361,117 · Scale 2, in force from 26 Feb 2026)