LTV · monthly repayment
▼ 0.50% · 3.625%
HK$226,047
−HK$14,175/mo
▼ 0.25% · 3.875%
HK$233,079
−HK$7,143/mo
Today · 4.125%
HK$240,222
baseline
▲ 0.50% · 4.625%
HK$254,839
+HK$14,617/mo
Deposit HK$49.57M · loan HK$49.57M · min. income ≈ HK$480,444/mo (50% DSR)
Upfront cash ≈ HK$53.78M (deposit + AVD stamp duty HK$4,213,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,475
−HK$13,587/mo
▼ 0.25% · 3.875%
HK$258,220
−HK$6,842/mo
Today · 4.125%
HK$265,062
baseline
▲ 0.50% · 4.625%
HK$279,034
+HK$13,972/mo
Deposit HK$49.57M · loan HK$49.57M · min. income ≈ HK$530,124/mo (50% DSR)
Upfront cash ≈ HK$53.78M (deposit + AVD stamp duty HK$4,213,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,257
−HK$17,010/mo
▼ 0.25% · 3.875%
HK$279,694
−HK$8,573/mo
Today · 4.125%
HK$288,267
baseline
▲ 0.50% · 4.625%
HK$305,807
+HK$17,540/mo
Deposit HK$39.65M · loan HK$59.48M · min. income ≈ HK$576,534/mo (50% DSR)
Upfront cash ≈ HK$43.87M (deposit + AVD stamp duty HK$4,213,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,770
−HK$16,304/mo
▼ 0.25% · 3.875%
HK$309,864
−HK$8,210/mo
Today · 4.125%
HK$318,074
baseline
▲ 0.50% · 4.625%
HK$334,840
+HK$16,766/mo
Deposit HK$39.65M · loan HK$59.48M · min. income ≈ HK$636,148/mo (50% DSR)
Upfront cash ≈ HK$43.87M (deposit + AVD stamp duty HK$4,213,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,466
−HK$19,845/mo
▼ 0.25% · 3.875%
HK$326,310
−HK$10,001/mo
Today · 4.125%
HK$336,311
baseline
▲ 0.50% · 4.625%
HK$356,775
+HK$20,464/mo
Deposit HK$29.74M · loan HK$69.39M · min. income ≈ HK$672,622/mo (50% DSR)
Upfront cash ≈ HK$33.95M (deposit + AVD stamp duty HK$4,213,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,066
−HK$19,021/mo
▼ 0.25% · 3.875%
HK$361,508
−HK$9,579/mo
Today · 4.125%
HK$371,087
baseline
▲ 0.50% · 4.625%
HK$390,647
+HK$19,560/mo
Deposit HK$29.74M · loan HK$69.39M · min. income ≈ HK$742,174/mo (50% DSR)
Upfront cash ≈ HK$33.95M (deposit + AVD stamp duty HK$4,213,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$406,885
−HK$25,515/mo
▼ 0.25% · 3.875%
HK$419,542
−HK$12,858/mo
Today · 4.125%
HK$432,400
baseline
▲ 0.50% · 4.625%
HK$458,711
+HK$26,311/mo
Deposit HK$9.91M · loan HK$89.22M · min. income ≈ HK$864,800/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$4,213,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$452,656
−HK$24,455/mo
▼ 0.25% · 3.875%
HK$464,796
−HK$12,315/mo
Today · 4.125%
HK$477,111
baseline
▲ 0.50% · 4.625%
HK$502,260
+HK$25,149/mo
Deposit HK$9.91M · loan HK$89.22M · min. income ≈ HK$954,222/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$4,213,128 · Scale 2, in force from 26 Feb 2026)