LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,608
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,311
−HK$714/mo
Today · 4.125%
HK$24,025
baseline
▲ 0.50% · 4.625%
HK$25,487
+HK$1,462/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,050/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$361,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,151
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,825
−HK$685/mo
Today · 4.125%
HK$26,510
baseline
▲ 0.50% · 4.625%
HK$27,907
+HK$1,397/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,020/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$361,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,129
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,973
−HK$857/mo
Today · 4.125%
HK$28,830
baseline
▲ 0.50% · 4.625%
HK$30,585
+HK$1,755/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$57,660/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$361,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,181
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$30,990
−HK$822/mo
Today · 4.125%
HK$31,812
baseline
▲ 0.50% · 4.625%
HK$33,488
+HK$1,676/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$63,624/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$361,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,651
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,635
−HK$1,001/mo
Today · 4.125%
HK$33,636
baseline
▲ 0.50% · 4.625%
HK$35,682
+HK$2,046/mo
Deposit HK$2.97M · loan HK$6.94M · min. income ≈ HK$67,272/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$361,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,211
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,155
−HK$959/mo
Today · 4.125%
HK$37,114
baseline
▲ 0.50% · 4.625%
HK$39,070
+HK$1,956/mo
Deposit HK$2.97M · loan HK$6.94M · min. income ≈ HK$74,228/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$361,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,694
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,960
−HK$1,286/mo
Today · 4.125%
HK$43,246
baseline
▲ 0.50% · 4.625%
HK$45,877
+HK$2,631/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$86,492/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$361,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,271
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,486
−HK$1,231/mo
Today · 4.125%
HK$47,717
baseline
▲ 0.50% · 4.625%
HK$50,233
+HK$2,516/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$95,434/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$361,454 · Scale 2, in force from 26 Feb 2026)