LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,613
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,317
−HK$714/mo
Today · 4.125%
HK$24,031
baseline
▲ 0.50% · 4.625%
HK$25,494
+HK$1,463/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,062/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$361,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,157
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,832
−HK$684/mo
Today · 4.125%
HK$26,516
baseline
▲ 0.50% · 4.625%
HK$27,914
+HK$1,398/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,032/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$361,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,136
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,980
−HK$858/mo
Today · 4.125%
HK$28,838
baseline
▲ 0.50% · 4.625%
HK$30,592
+HK$1,754/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$57,676/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$361,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,188
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$30,998
−HK$821/mo
Today · 4.125%
HK$31,819
baseline
▲ 0.50% · 4.625%
HK$33,497
+HK$1,678/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$63,638/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$361,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,659
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,643
−HK$1,001/mo
Today · 4.125%
HK$33,644
baseline
▲ 0.50% · 4.625%
HK$35,691
+HK$2,047/mo
Deposit HK$2.98M · loan HK$6.94M · min. income ≈ HK$67,288/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$361,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,220
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,164
−HK$959/mo
Today · 4.125%
HK$37,123
baseline
▲ 0.50% · 4.625%
HK$39,079
+HK$1,956/mo
Deposit HK$2.98M · loan HK$6.94M · min. income ≈ HK$74,246/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$361,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,704
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,970
−HK$1,286/mo
Today · 4.125%
HK$43,256
baseline
▲ 0.50% · 4.625%
HK$45,888
+HK$2,632/mo
Deposit HK$992K · loan HK$8.93M · min. income ≈ HK$86,512/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$361,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,283
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,497
−HK$1,232/mo
Today · 4.125%
HK$47,729
baseline
▲ 0.50% · 4.625%
HK$50,245
+HK$2,516/mo
Deposit HK$992K · loan HK$8.93M · min. income ≈ HK$95,458/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$361,700 · Scale 2, in force from 26 Feb 2026)