LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,619
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,322
−HK$715/mo
Today · 4.125%
HK$24,037
baseline
▲ 0.50% · 4.625%
HK$25,500
+HK$1,463/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,074/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$361,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,163
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,838
−HK$685/mo
Today · 4.125%
HK$26,523
baseline
▲ 0.50% · 4.625%
HK$27,921
+HK$1,398/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,046/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$361,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,142
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$27,987
−HK$858/mo
Today · 4.125%
HK$28,845
baseline
▲ 0.50% · 4.625%
HK$30,600
+HK$1,755/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$57,690/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$361,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,196
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$31,006
−HK$821/mo
Today · 4.125%
HK$31,827
baseline
▲ 0.50% · 4.625%
HK$33,505
+HK$1,678/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$63,654/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$361,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,666
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,651
−HK$1,001/mo
Today · 4.125%
HK$33,652
baseline
▲ 0.50% · 4.625%
HK$35,700
+HK$2,048/mo
Deposit HK$2.98M · loan HK$6.94M · min. income ≈ HK$67,304/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$361,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,228
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,173
−HK$959/mo
Today · 4.125%
HK$37,132
baseline
▲ 0.50% · 4.625%
HK$39,089
+HK$1,957/mo
Deposit HK$2.98M · loan HK$6.94M · min. income ≈ HK$74,264/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$361,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,714
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$41,980
−HK$1,287/mo
Today · 4.125%
HK$43,267
baseline
▲ 0.50% · 4.625%
HK$45,899
+HK$2,632/mo
Deposit HK$992K · loan HK$8.93M · min. income ≈ HK$86,534/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$361,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,294
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,508
−HK$1,233/mo
Today · 4.125%
HK$47,741
baseline
▲ 0.50% · 4.625%
HK$50,257
+HK$2,516/mo
Deposit HK$992K · loan HK$8.93M · min. income ≈ HK$95,482/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$361,938 · Scale 2, in force from 26 Feb 2026)