LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,622
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,325
−HK$715/mo
Today · 4.125%
HK$24,040
baseline
▲ 0.50% · 4.625%
HK$25,503
+HK$1,463/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,080/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$362,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,166
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,841
−HK$685/mo
Today · 4.125%
HK$26,526
baseline
▲ 0.50% · 4.625%
HK$27,924
+HK$1,398/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,052/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$362,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,146
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,990
−HK$858/mo
Today · 4.125%
HK$28,848
baseline
▲ 0.50% · 4.625%
HK$30,604
+HK$1,756/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$57,696/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,200
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$31,010
−HK$821/mo
Today · 4.125%
HK$31,831
baseline
▲ 0.50% · 4.625%
HK$33,509
+HK$1,678/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$63,662/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,670
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,656
−HK$1,000/mo
Today · 4.125%
HK$33,656
baseline
▲ 0.50% · 4.625%
HK$35,704
+HK$2,048/mo
Deposit HK$2.98M · loan HK$6.94M · min. income ≈ HK$67,312/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,233
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,178
−HK$959/mo
Today · 4.125%
HK$37,137
baseline
▲ 0.50% · 4.625%
HK$39,094
+HK$1,957/mo
Deposit HK$2.98M · loan HK$6.94M · min. income ≈ HK$74,274/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,719
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$41,986
−HK$1,287/mo
Today · 4.125%
HK$43,273
baseline
▲ 0.50% · 4.625%
HK$45,906
+HK$2,633/mo
Deposit HK$992K · loan HK$8.93M · min. income ≈ HK$86,546/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$362,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,300
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,515
−HK$1,232/mo
Today · 4.125%
HK$47,747
baseline
▲ 0.50% · 4.625%
HK$50,264
+HK$2,517/mo
Deposit HK$992K · loan HK$8.93M · min. income ≈ HK$95,494/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$362,071 · Scale 2, in force from 26 Feb 2026)