LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,626
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,329
−HK$715/mo
Today · 4.125%
HK$24,044
baseline
▲ 0.50% · 4.625%
HK$25,508
+HK$1,464/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,088/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$362,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,171
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,846
−HK$685/mo
Today · 4.125%
HK$26,531
baseline
▲ 0.50% · 4.625%
HK$27,929
+HK$1,398/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,062/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$362,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,151
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,995
−HK$858/mo
Today · 4.125%
HK$28,853
baseline
▲ 0.50% · 4.625%
HK$30,609
+HK$1,756/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$57,706/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,205
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,015
−HK$822/mo
Today · 4.125%
HK$31,837
baseline
▲ 0.50% · 4.625%
HK$33,515
+HK$1,678/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$63,674/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,676
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,661
−HK$1,001/mo
Today · 4.125%
HK$33,662
baseline
▲ 0.50% · 4.625%
HK$35,711
+HK$2,049/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$67,324/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,239
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,184
−HK$959/mo
Today · 4.125%
HK$37,143
baseline
▲ 0.50% · 4.625%
HK$39,101
+HK$1,958/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$74,286/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,726
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$41,993
−HK$1,287/mo
Today · 4.125%
HK$43,280
baseline
▲ 0.50% · 4.625%
HK$45,914
+HK$2,634/mo
Deposit HK$992K · loan HK$8.93M · min. income ≈ HK$86,560/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$362,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,307
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$46,523
−HK$1,232/mo
Today · 4.125%
HK$47,755
baseline
▲ 0.50% · 4.625%
HK$50,273
+HK$2,518/mo
Deposit HK$992K · loan HK$8.93M · min. income ≈ HK$95,510/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$362,242 · Scale 2, in force from 26 Feb 2026)