LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,626
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,330
−HK$715/mo
Today · 4.125%
HK$24,045
baseline
▲ 0.50% · 4.625%
HK$25,508
+HK$1,463/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,090/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$362,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,171
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,846
−HK$685/mo
Today · 4.125%
HK$26,531
baseline
▲ 0.50% · 4.625%
HK$27,930
+HK$1,399/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,062/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$362,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,151
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$27,996
−HK$858/mo
Today · 4.125%
HK$28,854
baseline
▲ 0.50% · 4.625%
HK$30,610
+HK$1,756/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$57,708/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,206
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,016
−HK$822/mo
Today · 4.125%
HK$31,838
baseline
▲ 0.50% · 4.625%
HK$33,516
+HK$1,678/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$63,676/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,677
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,662
−HK$1,001/mo
Today · 4.125%
HK$33,663
baseline
▲ 0.50% · 4.625%
HK$35,711
+HK$2,048/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$67,326/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,240
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,185
−HK$959/mo
Today · 4.125%
HK$37,144
baseline
▲ 0.50% · 4.625%
HK$39,102
+HK$1,958/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$74,288/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,727
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$41,994
−HK$1,287/mo
Today · 4.125%
HK$43,281
baseline
▲ 0.50% · 4.625%
HK$45,915
+HK$2,634/mo
Deposit HK$992K · loan HK$8.93M · min. income ≈ HK$86,562/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$362,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,308
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$46,524
−HK$1,232/mo
Today · 4.125%
HK$47,756
baseline
▲ 0.50% · 4.625%
HK$50,274
+HK$2,518/mo
Deposit HK$992K · loan HK$8.93M · min. income ≈ HK$95,512/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$362,264 · Scale 2, in force from 26 Feb 2026)