LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,633
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,337
−HK$716/mo
Today · 4.125%
HK$24,053
baseline
▲ 0.50% · 4.625%
HK$25,516
+HK$1,463/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,106/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$362,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,179
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,855
−HK$685/mo
Today · 4.125%
HK$26,540
baseline
▲ 0.50% · 4.625%
HK$27,939
+HK$1,399/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,080/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$362,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,160
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$28,005
−HK$858/mo
Today · 4.125%
HK$28,863
baseline
▲ 0.50% · 4.625%
HK$30,619
+HK$1,756/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$57,726/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,215
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,026
−HK$822/mo
Today · 4.125%
HK$31,848
baseline
▲ 0.50% · 4.625%
HK$33,526
+HK$1,678/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$63,696/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,687
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,672
−HK$1,002/mo
Today · 4.125%
HK$33,674
baseline
▲ 0.50% · 4.625%
HK$35,723
+HK$2,049/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$67,348/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,251
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,197
−HK$959/mo
Today · 4.125%
HK$37,156
baseline
▲ 0.50% · 4.625%
HK$39,114
+HK$1,958/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$74,312/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,740
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,007
−HK$1,288/mo
Today · 4.125%
HK$43,295
baseline
▲ 0.50% · 4.625%
HK$45,929
+HK$2,634/mo
Deposit HK$993K · loan HK$8.93M · min. income ≈ HK$86,590/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$362,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,323
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,538
−HK$1,234/mo
Today · 4.125%
HK$47,772
baseline
▲ 0.50% · 4.625%
HK$50,290
+HK$2,518/mo
Deposit HK$993K · loan HK$8.93M · min. income ≈ HK$95,544/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$362,579 · Scale 2, in force from 26 Feb 2026)