LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,643
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,348
−HK$715/mo
Today · 4.125%
HK$24,063
baseline
▲ 0.50% · 4.625%
HK$25,527
+HK$1,464/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,126/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,190
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,866
−HK$685/mo
Today · 4.125%
HK$26,551
baseline
▲ 0.50% · 4.625%
HK$27,951
+HK$1,400/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,102/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,172
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,017
−HK$859/mo
Today · 4.125%
HK$28,876
baseline
▲ 0.50% · 4.625%
HK$30,633
+HK$1,757/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$57,752/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,229
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,039
−HK$823/mo
Today · 4.125%
HK$31,862
baseline
▲ 0.50% · 4.625%
HK$33,541
+HK$1,679/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$63,724/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,701
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,687
−HK$1,002/mo
Today · 4.125%
HK$33,689
baseline
▲ 0.50% · 4.625%
HK$35,738
+HK$2,049/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$67,378/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,267
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,213
−HK$959/mo
Today · 4.125%
HK$37,172
baseline
▲ 0.50% · 4.625%
HK$39,131
+HK$1,959/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$74,344/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,758
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,026
−HK$1,288/mo
Today · 4.125%
HK$43,314
baseline
▲ 0.50% · 4.625%
HK$45,949
+HK$2,635/mo
Deposit HK$993K · loan HK$8.94M · min. income ≈ HK$86,628/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,343
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,559
−HK$1,234/mo
Today · 4.125%
HK$47,793
baseline
▲ 0.50% · 4.625%
HK$50,312
+HK$2,519/mo
Deposit HK$993K · loan HK$8.94M · min. income ≈ HK$95,586/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,018 · Scale 2, in force from 26 Feb 2026)