LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,645
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,350
−HK$715/mo
Today · 4.125%
HK$24,065
baseline
▲ 0.50% · 4.625%
HK$25,530
+HK$1,465/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,130/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,193
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,868
−HK$686/mo
Today · 4.125%
HK$26,554
baseline
▲ 0.50% · 4.625%
HK$27,953
+HK$1,399/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,108/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,174
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,020
−HK$858/mo
Today · 4.125%
HK$28,878
baseline
▲ 0.50% · 4.625%
HK$30,636
+HK$1,758/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$57,756/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,231
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,042
−HK$822/mo
Today · 4.125%
HK$31,864
baseline
▲ 0.50% · 4.625%
HK$33,544
+HK$1,680/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$63,728/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,703
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,689
−HK$1,002/mo
Today · 4.125%
HK$33,691
baseline
▲ 0.50% · 4.625%
HK$35,741
+HK$2,050/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$67,382/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,270
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,216
−HK$959/mo
Today · 4.125%
HK$37,175
baseline
▲ 0.50% · 4.625%
HK$39,135
+HK$1,960/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$74,350/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,761
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,029
−HK$1,289/mo
Today · 4.125%
HK$43,318
baseline
▲ 0.50% · 4.625%
HK$45,953
+HK$2,635/mo
Deposit HK$993K · loan HK$8.94M · min. income ≈ HK$86,636/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,347
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,563
−HK$1,234/mo
Today · 4.125%
HK$47,797
baseline
▲ 0.50% · 4.625%
HK$50,316
+HK$2,519/mo
Deposit HK$993K · loan HK$8.94M · min. income ≈ HK$95,594/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,101 · Scale 2, in force from 26 Feb 2026)