LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,652
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,357
−HK$715/mo
Today · 4.125%
HK$24,072
baseline
▲ 0.50% · 4.625%
HK$25,537
+HK$1,465/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,144/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,200
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,876
−HK$686/mo
Today · 4.125%
HK$26,562
baseline
▲ 0.50% · 4.625%
HK$27,962
+HK$1,400/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,124/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,182
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,028
−HK$859/mo
Today · 4.125%
HK$28,887
baseline
▲ 0.50% · 4.625%
HK$30,645
+HK$1,758/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$57,774/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,240
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,051
−HK$823/mo
Today · 4.125%
HK$31,874
baseline
▲ 0.50% · 4.625%
HK$33,554
+HK$1,680/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$63,748/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,713
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,699
−HK$1,002/mo
Today · 4.125%
HK$33,701
baseline
▲ 0.50% · 4.625%
HK$35,752
+HK$2,051/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$67,402/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,280
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,226
−HK$960/mo
Today · 4.125%
HK$37,186
baseline
▲ 0.50% · 4.625%
HK$39,146
+HK$1,960/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$74,372/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,774
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,042
−HK$1,288/mo
Today · 4.125%
HK$43,330
baseline
▲ 0.50% · 4.625%
HK$45,967
+HK$2,637/mo
Deposit HK$993K · loan HK$8.94M · min. income ≈ HK$86,660/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,360
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,577
−HK$1,234/mo
Today · 4.125%
HK$47,811
baseline
▲ 0.50% · 4.625%
HK$50,331
+HK$2,520/mo
Deposit HK$993K · loan HK$8.94M · min. income ≈ HK$95,622/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,397 · Scale 2, in force from 26 Feb 2026)