LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,654
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,358
−HK$716/mo
Today · 4.125%
HK$24,074
baseline
▲ 0.50% · 4.625%
HK$25,539
+HK$1,465/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,148/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,202
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,878
−HK$686/mo
Today · 4.125%
HK$26,564
baseline
▲ 0.50% · 4.625%
HK$27,964
+HK$1,400/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,128/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,184
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,030
−HK$859/mo
Today · 4.125%
HK$28,889
baseline
▲ 0.50% · 4.625%
HK$30,647
+HK$1,758/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$57,778/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,242
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,053
−HK$823/mo
Today · 4.125%
HK$31,876
baseline
▲ 0.50% · 4.625%
HK$33,557
+HK$1,681/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$63,752/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,715
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,702
−HK$1,002/mo
Today · 4.125%
HK$33,704
baseline
▲ 0.50% · 4.625%
HK$35,755
+HK$2,051/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$67,408/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,283
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,229
−HK$960/mo
Today · 4.125%
HK$37,189
baseline
▲ 0.50% · 4.625%
HK$39,149
+HK$1,960/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$74,378/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,777
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,045
−HK$1,289/mo
Today · 4.125%
HK$43,334
baseline
▲ 0.50% · 4.625%
HK$45,970
+HK$2,636/mo
Deposit HK$993K · loan HK$8.94M · min. income ≈ HK$86,668/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,364
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,580
−HK$1,234/mo
Today · 4.125%
HK$47,814
baseline
▲ 0.50% · 4.625%
HK$50,335
+HK$2,521/mo
Deposit HK$993K · loan HK$8.94M · min. income ≈ HK$95,628/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,471 · Scale 2, in force from 26 Feb 2026)