LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,655
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,359
−HK$716/mo
Today · 4.125%
HK$24,075
baseline
▲ 0.50% · 4.625%
HK$25,540
+HK$1,465/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,150/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,203
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,879
−HK$686/mo
Today · 4.125%
HK$26,565
baseline
▲ 0.50% · 4.625%
HK$27,965
+HK$1,400/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,130/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,186
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,031
−HK$859/mo
Today · 4.125%
HK$28,890
baseline
▲ 0.50% · 4.625%
HK$30,648
+HK$1,758/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$57,780/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,244
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,055
−HK$823/mo
Today · 4.125%
HK$31,878
baseline
▲ 0.50% · 4.625%
HK$33,558
+HK$1,680/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$63,756/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,717
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,703
−HK$1,002/mo
Today · 4.125%
HK$33,705
baseline
▲ 0.50% · 4.625%
HK$35,756
+HK$2,051/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$67,410/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,284
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,231
−HK$960/mo
Today · 4.125%
HK$37,191
baseline
▲ 0.50% · 4.625%
HK$39,151
+HK$1,960/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$74,382/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,778
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$42,047
−HK$1,289/mo
Today · 4.125%
HK$43,336
baseline
▲ 0.50% · 4.625%
HK$45,973
+HK$2,637/mo
Deposit HK$994K · loan HK$8.94M · min. income ≈ HK$86,672/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,366
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,582
−HK$1,235/mo
Today · 4.125%
HK$47,817
baseline
▲ 0.50% · 4.625%
HK$50,337
+HK$2,520/mo
Deposit HK$994K · loan HK$8.94M · min. income ≈ HK$95,634/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,516 · Scale 2, in force from 26 Feb 2026)