LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,658
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,362
−HK$716/mo
Today · 4.125%
HK$24,078
baseline
▲ 0.50% · 4.625%
HK$25,543
+HK$1,465/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,156/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,206
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,882
−HK$686/mo
Today · 4.125%
HK$26,568
baseline
▲ 0.50% · 4.625%
HK$27,969
+HK$1,401/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,136/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,189
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,035
−HK$859/mo
Today · 4.125%
HK$28,894
baseline
▲ 0.50% · 4.625%
HK$30,652
+HK$1,758/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$57,788/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,248
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,059
−HK$823/mo
Today · 4.125%
HK$31,882
baseline
▲ 0.50% · 4.625%
HK$33,562
+HK$1,680/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$63,764/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,721
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,707
−HK$1,003/mo
Today · 4.125%
HK$33,710
baseline
▲ 0.50% · 4.625%
HK$35,761
+HK$2,051/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,420/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,289
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,235
−HK$960/mo
Today · 4.125%
HK$37,195
baseline
▲ 0.50% · 4.625%
HK$39,156
+HK$1,961/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,390/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,784
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,052
−HK$1,289/mo
Today · 4.125%
HK$43,341
baseline
▲ 0.50% · 4.625%
HK$45,978
+HK$2,637/mo
Deposit HK$994K · loan HK$8.94M · min. income ≈ HK$86,682/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,371
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,588
−HK$1,235/mo
Today · 4.125%
HK$47,823
baseline
▲ 0.50% · 4.625%
HK$50,343
+HK$2,520/mo
Deposit HK$994K · loan HK$8.94M · min. income ≈ HK$95,646/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,641 · Scale 2, in force from 26 Feb 2026)