LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,658
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,363
−HK$716/mo
Today · 4.125%
HK$24,079
baseline
▲ 0.50% · 4.625%
HK$25,544
+HK$1,465/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,158/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,207
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,883
−HK$686/mo
Today · 4.125%
HK$26,569
baseline
▲ 0.50% · 4.625%
HK$27,969
+HK$1,400/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,138/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,190
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,035
−HK$860/mo
Today · 4.125%
HK$28,895
baseline
▲ 0.50% · 4.625%
HK$30,653
+HK$1,758/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$57,790/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,248
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,059
−HK$823/mo
Today · 4.125%
HK$31,882
baseline
▲ 0.50% · 4.625%
HK$33,563
+HK$1,681/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$63,764/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,721
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,708
−HK$1,002/mo
Today · 4.125%
HK$33,710
baseline
▲ 0.50% · 4.625%
HK$35,762
+HK$2,052/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,420/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,289
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,236
−HK$960/mo
Today · 4.125%
HK$37,196
baseline
▲ 0.50% · 4.625%
HK$39,157
+HK$1,961/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,392/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,784
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$42,053
−HK$1,289/mo
Today · 4.125%
HK$43,342
baseline
▲ 0.50% · 4.625%
HK$45,979
+HK$2,637/mo
Deposit HK$994K · loan HK$8.94M · min. income ≈ HK$86,684/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,372
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,589
−HK$1,235/mo
Today · 4.125%
HK$47,824
baseline
▲ 0.50% · 4.625%
HK$50,344
+HK$2,520/mo
Deposit HK$994K · loan HK$8.94M · min. income ≈ HK$95,648/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,660 · Scale 2, in force from 26 Feb 2026)