LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,658
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,363
−HK$716/mo
Today · 4.125%
HK$24,079
baseline
▲ 0.50% · 4.625%
HK$25,544
+HK$1,465/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,158/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,207
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,883
−HK$686/mo
Today · 4.125%
HK$26,569
baseline
▲ 0.50% · 4.625%
HK$27,969
+HK$1,400/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,138/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,190
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,036
−HK$859/mo
Today · 4.125%
HK$28,895
baseline
▲ 0.50% · 4.625%
HK$30,653
+HK$1,758/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$57,790/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,249
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,060
−HK$823/mo
Today · 4.125%
HK$31,883
baseline
▲ 0.50% · 4.625%
HK$33,563
+HK$1,680/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$63,766/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,722
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,708
−HK$1,003/mo
Today · 4.125%
HK$33,711
baseline
▲ 0.50% · 4.625%
HK$35,762
+HK$2,051/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,422/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,290
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,236
−HK$961/mo
Today · 4.125%
HK$37,197
baseline
▲ 0.50% · 4.625%
HK$39,157
+HK$1,960/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,394/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,785
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,054
−HK$1,288/mo
Today · 4.125%
HK$43,342
baseline
▲ 0.50% · 4.625%
HK$45,980
+HK$2,638/mo
Deposit HK$994K · loan HK$8.94M · min. income ≈ HK$86,684/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,373
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,590
−HK$1,234/mo
Today · 4.125%
HK$47,824
baseline
▲ 0.50% · 4.625%
HK$50,345
+HK$2,521/mo
Deposit HK$994K · loan HK$8.94M · min. income ≈ HK$95,648/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,673 · Scale 2, in force from 26 Feb 2026)