LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,659
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,363
−HK$717/mo
Today · 4.125%
HK$24,080
baseline
▲ 0.50% · 4.625%
HK$25,545
+HK$1,465/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,160/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,208
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,884
−HK$685/mo
Today · 4.125%
HK$26,569
baseline
▲ 0.50% · 4.625%
HK$27,970
+HK$1,401/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,138/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,190
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,036
−HK$859/mo
Today · 4.125%
HK$28,895
baseline
▲ 0.50% · 4.625%
HK$30,654
+HK$1,759/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$57,790/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,249
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,060
−HK$823/mo
Today · 4.125%
HK$31,883
baseline
▲ 0.50% · 4.625%
HK$33,564
+HK$1,681/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$63,766/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,722
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,709
−HK$1,002/mo
Today · 4.125%
HK$33,711
baseline
▲ 0.50% · 4.625%
HK$35,763
+HK$2,052/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,422/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,291
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,237
−HK$960/mo
Today · 4.125%
HK$37,197
baseline
▲ 0.50% · 4.625%
HK$39,158
+HK$1,961/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,394/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,786
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,054
−HK$1,289/mo
Today · 4.125%
HK$43,343
baseline
▲ 0.50% · 4.625%
HK$45,980
+HK$2,637/mo
Deposit HK$994K · loan HK$8.94M · min. income ≈ HK$86,686/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,374
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,590
−HK$1,235/mo
Today · 4.125%
HK$47,825
baseline
▲ 0.50% · 4.625%
HK$50,346
+HK$2,521/mo
Deposit HK$994K · loan HK$8.94M · min. income ≈ HK$95,650/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,689 · Scale 2, in force from 26 Feb 2026)