LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,663
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,367
−HK$717/mo
Today · 4.125%
HK$24,084
baseline
▲ 0.50% · 4.625%
HK$25,549
+HK$1,465/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,168/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,212
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,888
−HK$686/mo
Today · 4.125%
HK$26,574
baseline
▲ 0.50% · 4.625%
HK$27,975
+HK$1,401/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,148/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,195
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,041
−HK$859/mo
Today · 4.125%
HK$28,900
baseline
▲ 0.50% · 4.625%
HK$30,659
+HK$1,759/mo
Deposit HK$3.98M · loan HK$5.96M · min. income ≈ HK$57,800/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,254
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,066
−HK$823/mo
Today · 4.125%
HK$31,889
baseline
▲ 0.50% · 4.625%
HK$33,570
+HK$1,681/mo
Deposit HK$3.98M · loan HK$5.96M · min. income ≈ HK$63,778/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,728
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,714
−HK$1,003/mo
Today · 4.125%
HK$33,717
baseline
▲ 0.50% · 4.625%
HK$35,769
+HK$2,052/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,434/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$363,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,297
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,243
−HK$961/mo
Today · 4.125%
HK$37,204
baseline
▲ 0.50% · 4.625%
HK$39,165
+HK$1,961/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,408/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$363,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,793
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$42,061
−HK$1,290/mo
Today · 4.125%
HK$43,351
baseline
▲ 0.50% · 4.625%
HK$45,988
+HK$2,637/mo
Deposit HK$994K · loan HK$8.94M · min. income ≈ HK$86,702/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,381
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,598
−HK$1,235/mo
Today · 4.125%
HK$47,833
baseline
▲ 0.50% · 4.625%
HK$50,354
+HK$2,521/mo
Deposit HK$994K · loan HK$8.94M · min. income ≈ HK$95,666/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,859 · Scale 2, in force from 26 Feb 2026)