LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,666
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,371
−HK$716/mo
Today · 4.125%
HK$24,087
baseline
▲ 0.50% · 4.625%
HK$25,553
+HK$1,466/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,174/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$364,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,215
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,892
−HK$686/mo
Today · 4.125%
HK$26,578
baseline
▲ 0.50% · 4.625%
HK$27,979
+HK$1,401/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,156/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$364,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,199
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,045
−HK$860/mo
Today · 4.125%
HK$28,905
baseline
▲ 0.50% · 4.625%
HK$30,663
+HK$1,758/mo
Deposit HK$3.98M · loan HK$5.96M · min. income ≈ HK$57,810/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,259
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,070
−HK$823/mo
Today · 4.125%
HK$31,893
baseline
▲ 0.50% · 4.625%
HK$33,574
+HK$1,681/mo
Deposit HK$3.98M · loan HK$5.96M · min. income ≈ HK$63,786/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,732
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,719
−HK$1,003/mo
Today · 4.125%
HK$33,722
baseline
▲ 0.50% · 4.625%
HK$35,774
+HK$2,052/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,444/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,302
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,248
−HK$961/mo
Today · 4.125%
HK$37,209
baseline
▲ 0.50% · 4.625%
HK$39,170
+HK$1,961/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,418/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,798
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,067
−HK$1,290/mo
Today · 4.125%
HK$43,357
baseline
▲ 0.50% · 4.625%
HK$45,995
+HK$2,638/mo
Deposit HK$994K · loan HK$8.95M · min. income ≈ HK$86,714/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,388
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,605
−HK$1,235/mo
Today · 4.125%
HK$47,840
baseline
▲ 0.50% · 4.625%
HK$50,362
+HK$2,522/mo
Deposit HK$994K · loan HK$8.95M · min. income ≈ HK$95,680/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,002 · Scale 2, in force from 26 Feb 2026)