LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,668
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,373
−HK$716/mo
Today · 4.125%
HK$24,089
baseline
▲ 0.50% · 4.625%
HK$25,555
+HK$1,466/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,178/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$364,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,218
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,894
−HK$686/mo
Today · 4.125%
HK$26,580
baseline
▲ 0.50% · 4.625%
HK$27,981
+HK$1,401/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,160/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$364,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,201
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,047
−HK$860/mo
Today · 4.125%
HK$28,907
baseline
▲ 0.50% · 4.625%
HK$30,666
+HK$1,759/mo
Deposit HK$3.98M · loan HK$5.96M · min. income ≈ HK$57,814/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,261
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,073
−HK$823/mo
Today · 4.125%
HK$31,896
baseline
▲ 0.50% · 4.625%
HK$33,577
+HK$1,681/mo
Deposit HK$3.98M · loan HK$5.96M · min. income ≈ HK$63,792/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,735
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,722
−HK$1,003/mo
Today · 4.125%
HK$33,725
baseline
▲ 0.50% · 4.625%
HK$35,777
+HK$2,052/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,450/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,305
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,252
−HK$960/mo
Today · 4.125%
HK$37,212
baseline
▲ 0.50% · 4.625%
HK$39,174
+HK$1,962/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,424/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,802
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,071
−HK$1,290/mo
Today · 4.125%
HK$43,361
baseline
▲ 0.50% · 4.625%
HK$45,999
+HK$2,638/mo
Deposit HK$994K · loan HK$8.95M · min. income ≈ HK$86,722/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,392
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,609
−HK$1,235/mo
Today · 4.125%
HK$47,844
baseline
▲ 0.50% · 4.625%
HK$50,366
+HK$2,522/mo
Deposit HK$994K · loan HK$8.95M · min. income ≈ HK$95,688/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,090 · Scale 2, in force from 26 Feb 2026)