LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,669
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,374
−HK$717/mo
Today · 4.125%
HK$24,091
baseline
▲ 0.50% · 4.625%
HK$25,557
+HK$1,466/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,182/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$364,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,219
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,896
−HK$686/mo
Today · 4.125%
HK$26,582
baseline
▲ 0.50% · 4.625%
HK$27,983
+HK$1,401/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,164/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$364,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,203
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,049
−HK$860/mo
Today · 4.125%
HK$28,909
baseline
▲ 0.50% · 4.625%
HK$30,668
+HK$1,759/mo
Deposit HK$3.98M · loan HK$5.96M · min. income ≈ HK$57,818/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,263
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,075
−HK$823/mo
Today · 4.125%
HK$31,898
baseline
▲ 0.50% · 4.625%
HK$33,580
+HK$1,682/mo
Deposit HK$3.98M · loan HK$5.96M · min. income ≈ HK$63,796/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,737
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,724
−HK$1,003/mo
Today · 4.125%
HK$33,727
baseline
▲ 0.50% · 4.625%
HK$35,779
+HK$2,052/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,454/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,307
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,254
−HK$961/mo
Today · 4.125%
HK$37,215
baseline
▲ 0.50% · 4.625%
HK$39,176
+HK$1,961/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,430/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,805
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,074
−HK$1,290/mo
Today · 4.125%
HK$43,364
baseline
▲ 0.50% · 4.625%
HK$46,002
+HK$2,638/mo
Deposit HK$994K · loan HK$8.95M · min. income ≈ HK$86,728/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,395
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,612
−HK$1,235/mo
Today · 4.125%
HK$47,847
baseline
▲ 0.50% · 4.625%
HK$50,369
+HK$2,522/mo
Deposit HK$994K · loan HK$8.95M · min. income ≈ HK$95,694/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,155 · Scale 2, in force from 26 Feb 2026)