LTV · monthly repayment
▼ 0.50% · 3.625%
HK$226,781
−HK$14,221/mo
▼ 0.25% · 3.875%
HK$233,835
−HK$7,167/mo
Today · 4.125%
HK$241,002
baseline
▲ 0.50% · 4.625%
HK$255,666
+HK$14,664/mo
Deposit HK$49.73M · loan HK$49.73M · min. income ≈ HK$482,004/mo (50% DSR)
Upfront cash ≈ HK$53.95M (deposit + AVD stamp duty HK$4,226,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,292
−HK$13,630/mo
▼ 0.25% · 3.875%
HK$259,058
−HK$6,864/mo
Today · 4.125%
HK$265,922
baseline
▲ 0.50% · 4.625%
HK$279,939
+HK$14,017/mo
Deposit HK$49.73M · loan HK$49.73M · min. income ≈ HK$531,844/mo (50% DSR)
Upfront cash ≈ HK$53.95M (deposit + AVD stamp duty HK$4,226,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,137
−HK$17,066/mo
▼ 0.25% · 3.875%
HK$280,602
−HK$8,601/mo
Today · 4.125%
HK$289,203
baseline
▲ 0.50% · 4.625%
HK$306,800
+HK$17,597/mo
Deposit HK$39.78M · loan HK$59.67M · min. income ≈ HK$578,406/mo (50% DSR)
Upfront cash ≈ HK$44.01M (deposit + AVD stamp duty HK$4,226,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,750
−HK$16,356/mo
▼ 0.25% · 3.875%
HK$310,869
−HK$8,237/mo
Today · 4.125%
HK$319,106
baseline
▲ 0.50% · 4.625%
HK$335,927
+HK$16,821/mo
Deposit HK$39.78M · loan HK$59.67M · min. income ≈ HK$638,212/mo (50% DSR)
Upfront cash ≈ HK$44.01M (deposit + AVD stamp duty HK$4,226,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,493
−HK$19,910/mo
▼ 0.25% · 3.875%
HK$327,369
−HK$10,034/mo
Today · 4.125%
HK$337,403
baseline
▲ 0.50% · 4.625%
HK$357,933
+HK$20,530/mo
Deposit HK$29.84M · loan HK$69.62M · min. income ≈ HK$674,806/mo (50% DSR)
Upfront cash ≈ HK$34.06M (deposit + AVD stamp duty HK$4,226,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$353,208
−HK$19,083/mo
▼ 0.25% · 3.875%
HK$362,681
−HK$9,610/mo
Today · 4.125%
HK$372,291
baseline
▲ 0.50% · 4.625%
HK$391,915
+HK$19,624/mo
Deposit HK$29.84M · loan HK$69.62M · min. income ≈ HK$744,582/mo (50% DSR)
Upfront cash ≈ HK$34.06M (deposit + AVD stamp duty HK$4,226,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$408,206
−HK$25,598/mo
▼ 0.25% · 3.875%
HK$420,903
−HK$12,901/mo
Today · 4.125%
HK$433,804
baseline
▲ 0.50% · 4.625%
HK$460,200
+HK$26,396/mo
Deposit HK$9.95M · loan HK$89.51M · min. income ≈ HK$867,608/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$4,226,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$454,125
−HK$24,535/mo
▼ 0.25% · 3.875%
HK$466,304
−HK$12,356/mo
Today · 4.125%
HK$478,660
baseline
▲ 0.50% · 4.625%
HK$503,890
+HK$25,230/mo
Deposit HK$9.95M · loan HK$89.51M · min. income ≈ HK$957,320/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$4,226,801 · Scale 2, in force from 26 Feb 2026)