LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,679
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,385
−HK$716/mo
Today · 4.125%
HK$24,101
baseline
▲ 0.50% · 4.625%
HK$25,568
+HK$1,467/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,202/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,230
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,907
−HK$687/mo
Today · 4.125%
HK$26,594
baseline
▲ 0.50% · 4.625%
HK$27,995
+HK$1,401/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,188/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,215
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,062
−HK$860/mo
Today · 4.125%
HK$28,922
baseline
▲ 0.50% · 4.625%
HK$30,682
+HK$1,760/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,844/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,277
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,089
−HK$823/mo
Today · 4.125%
HK$31,912
baseline
▲ 0.50% · 4.625%
HK$33,594
+HK$1,682/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,824/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,751
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,739
−HK$1,003/mo
Today · 4.125%
HK$33,742
baseline
▲ 0.50% · 4.625%
HK$35,795
+HK$2,053/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,484/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,323
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,270
−HK$961/mo
Today · 4.125%
HK$37,231
baseline
▲ 0.50% · 4.625%
HK$39,194
+HK$1,963/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,462/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,823
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,093
−HK$1,290/mo
Today · 4.125%
HK$43,383
baseline
▲ 0.50% · 4.625%
HK$46,022
+HK$2,639/mo
Deposit HK$995K · loan HK$8.95M · min. income ≈ HK$86,766/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,415
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,633
−HK$1,235/mo
Today · 4.125%
HK$47,868
baseline
▲ 0.50% · 4.625%
HK$50,392
+HK$2,524/mo
Deposit HK$995K · loan HK$8.95M · min. income ≈ HK$95,736/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,594 · Scale 2, in force from 26 Feb 2026)