LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,680
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,386
−HK$716/mo
Today · 4.125%
HK$24,102
baseline
▲ 0.50% · 4.625%
HK$25,569
+HK$1,467/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,204/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,231
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,908
−HK$687/mo
Today · 4.125%
HK$26,595
baseline
▲ 0.50% · 4.625%
HK$27,997
+HK$1,402/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,190/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,216
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,063
−HK$860/mo
Today · 4.125%
HK$28,923
baseline
▲ 0.50% · 4.625%
HK$30,683
+HK$1,760/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,846/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,278
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,090
−HK$824/mo
Today · 4.125%
HK$31,914
baseline
▲ 0.50% · 4.625%
HK$33,596
+HK$1,682/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,828/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,752
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,740
−HK$1,003/mo
Today · 4.125%
HK$33,743
baseline
▲ 0.50% · 4.625%
HK$35,797
+HK$2,054/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,486/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,324
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,271
−HK$962/mo
Today · 4.125%
HK$37,233
baseline
▲ 0.50% · 4.625%
HK$39,195
+HK$1,962/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,466/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,824
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,094
−HK$1,290/mo
Today · 4.125%
HK$43,384
baseline
▲ 0.50% · 4.625%
HK$46,024
+HK$2,640/mo
Deposit HK$995K · loan HK$8.95M · min. income ≈ HK$86,768/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,417
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,635
−HK$1,235/mo
Today · 4.125%
HK$47,870
baseline
▲ 0.50% · 4.625%
HK$50,394
+HK$2,524/mo
Deposit HK$995K · loan HK$8.95M · min. income ≈ HK$95,740/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,634 · Scale 2, in force from 26 Feb 2026)