LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,682
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,387
−HK$717/mo
Today · 4.125%
HK$24,104
baseline
▲ 0.50% · 4.625%
HK$25,571
+HK$1,467/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,208/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,233
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,910
−HK$686/mo
Today · 4.125%
HK$26,596
baseline
▲ 0.50% · 4.625%
HK$27,998
+HK$1,402/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,192/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,218
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,064
−HK$861/mo
Today · 4.125%
HK$28,925
baseline
▲ 0.50% · 4.625%
HK$30,685
+HK$1,760/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,850/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,280
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,092
−HK$823/mo
Today · 4.125%
HK$31,915
baseline
▲ 0.50% · 4.625%
HK$33,598
+HK$1,683/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,830/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,754
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,742
−HK$1,003/mo
Today · 4.125%
HK$33,745
baseline
▲ 0.50% · 4.625%
HK$35,799
+HK$2,054/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,490/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,326
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,274
−HK$961/mo
Today · 4.125%
HK$37,235
baseline
▲ 0.50% · 4.625%
HK$39,197
+HK$1,962/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,470/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,827
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,097
−HK$1,290/mo
Today · 4.125%
HK$43,387
baseline
▲ 0.50% · 4.625%
HK$46,027
+HK$2,640/mo
Deposit HK$995K · loan HK$8.95M · min. income ≈ HK$86,774/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,419
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,637
−HK$1,236/mo
Today · 4.125%
HK$47,873
baseline
▲ 0.50% · 4.625%
HK$50,397
+HK$2,524/mo
Deposit HK$995K · loan HK$8.95M · min. income ≈ HK$95,746/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,693 · Scale 2, in force from 26 Feb 2026)