LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,684
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,389
−HK$717/mo
Today · 4.125%
HK$24,106
baseline
▲ 0.50% · 4.625%
HK$25,573
+HK$1,467/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,212/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,235
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,912
−HK$687/mo
Today · 4.125%
HK$26,599
baseline
▲ 0.50% · 4.625%
HK$28,001
+HK$1,402/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,198/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,220
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,067
−HK$860/mo
Today · 4.125%
HK$28,927
baseline
▲ 0.50% · 4.625%
HK$30,687
+HK$1,760/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,854/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,282
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,094
−HK$824/mo
Today · 4.125%
HK$31,918
baseline
▲ 0.50% · 4.625%
HK$33,601
+HK$1,683/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,836/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,757
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,745
−HK$1,003/mo
Today · 4.125%
HK$33,748
baseline
▲ 0.50% · 4.625%
HK$35,802
+HK$2,054/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,496/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,329
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,277
−HK$961/mo
Today · 4.125%
HK$37,238
baseline
▲ 0.50% · 4.625%
HK$39,201
+HK$1,963/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,476/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,830
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,100
−HK$1,291/mo
Today · 4.125%
HK$43,391
baseline
▲ 0.50% · 4.625%
HK$46,031
+HK$2,640/mo
Deposit HK$995K · loan HK$8.95M · min. income ≈ HK$86,782/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,423
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,642
−HK$1,235/mo
Today · 4.125%
HK$47,877
baseline
▲ 0.50% · 4.625%
HK$50,401
+HK$2,524/mo
Deposit HK$995K · loan HK$8.95M · min. income ≈ HK$95,754/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,780 · Scale 2, in force from 26 Feb 2026)