LTV · monthly repayment
▼ 0.50% · 3.625%
HK$226,866
−HK$14,227/mo
▼ 0.25% · 3.875%
HK$233,923
−HK$7,170/mo
Today · 4.125%
HK$241,093
baseline
▲ 0.50% · 4.625%
HK$255,763
+HK$14,670/mo
Deposit HK$49.75M · loan HK$49.75M · min. income ≈ HK$482,186/mo (50% DSR)
Upfront cash ≈ HK$53.97M (deposit + AVD stamp duty HK$4,228,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,386
−HK$13,636/mo
▼ 0.25% · 3.875%
HK$259,155
−HK$6,867/mo
Today · 4.125%
HK$266,022
baseline
▲ 0.50% · 4.625%
HK$280,044
+HK$14,022/mo
Deposit HK$49.75M · loan HK$49.75M · min. income ≈ HK$532,044/mo (50% DSR)
Upfront cash ≈ HK$53.97M (deposit + AVD stamp duty HK$4,228,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,239
−HK$17,072/mo
▼ 0.25% · 3.875%
HK$280,708
−HK$8,603/mo
Today · 4.125%
HK$289,311
baseline
▲ 0.50% · 4.625%
HK$306,915
+HK$17,604/mo
Deposit HK$39.80M · loan HK$59.69M · min. income ≈ HK$578,622/mo (50% DSR)
Upfront cash ≈ HK$44.02M (deposit + AVD stamp duty HK$4,228,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,864
−HK$16,362/mo
▼ 0.25% · 3.875%
HK$310,986
−HK$8,240/mo
Today · 4.125%
HK$319,226
baseline
▲ 0.50% · 4.625%
HK$336,053
+HK$16,827/mo
Deposit HK$39.80M · loan HK$59.69M · min. income ≈ HK$638,452/mo (50% DSR)
Upfront cash ≈ HK$44.02M (deposit + AVD stamp duty HK$4,228,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,613
−HK$19,917/mo
▼ 0.25% · 3.875%
HK$327,492
−HK$10,038/mo
Today · 4.125%
HK$337,530
baseline
▲ 0.50% · 4.625%
HK$358,068
+HK$20,538/mo
Deposit HK$29.85M · loan HK$69.64M · min. income ≈ HK$675,060/mo (50% DSR)
Upfront cash ≈ HK$34.08M (deposit + AVD stamp duty HK$4,228,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$353,341
−HK$19,090/mo
▼ 0.25% · 3.875%
HK$362,817
−HK$9,614/mo
Today · 4.125%
HK$372,431
baseline
▲ 0.50% · 4.625%
HK$392,062
+HK$19,631/mo
Deposit HK$29.85M · loan HK$69.64M · min. income ≈ HK$744,862/mo (50% DSR)
Upfront cash ≈ HK$34.08M (deposit + AVD stamp duty HK$4,228,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$408,359
−HK$25,608/mo
▼ 0.25% · 3.875%
HK$421,061
−HK$12,906/mo
Today · 4.125%
HK$433,967
baseline
▲ 0.50% · 4.625%
HK$460,373
+HK$26,406/mo
Deposit HK$9.95M · loan HK$89.54M · min. income ≈ HK$867,934/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$4,228,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$454,295
−HK$24,545/mo
▼ 0.25% · 3.875%
HK$466,479
−HK$12,361/mo
Today · 4.125%
HK$478,840
baseline
▲ 0.50% · 4.625%
HK$504,080
+HK$25,240/mo
Deposit HK$9.95M · loan HK$89.54M · min. income ≈ HK$957,680/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$4,228,390 · Scale 2, in force from 26 Feb 2026)