LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,690
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,396
−HK$717/mo
Today · 4.125%
HK$24,113
baseline
▲ 0.50% · 4.625%
HK$25,581
+HK$1,468/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,226/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,243
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,920
−HK$687/mo
Today · 4.125%
HK$26,607
baseline
▲ 0.50% · 4.625%
HK$28,009
+HK$1,402/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,214/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,229
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,076
−HK$860/mo
Today · 4.125%
HK$28,936
baseline
▲ 0.50% · 4.625%
HK$30,697
+HK$1,761/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,872/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,292
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,104
−HK$824/mo
Today · 4.125%
HK$31,928
baseline
▲ 0.50% · 4.625%
HK$33,611
+HK$1,683/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,856/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,767
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,755
−HK$1,004/mo
Today · 4.125%
HK$33,759
baseline
▲ 0.50% · 4.625%
HK$35,813
+HK$2,054/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$67,518/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,340
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,288
−HK$961/mo
Today · 4.125%
HK$37,249
baseline
▲ 0.50% · 4.625%
HK$39,213
+HK$1,964/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$74,498/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,843
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,113
−HK$1,291/mo
Today · 4.125%
HK$43,404
baseline
▲ 0.50% · 4.625%
HK$46,045
+HK$2,641/mo
Deposit HK$995K · loan HK$8.96M · min. income ≈ HK$86,808/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,437
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,656
−HK$1,236/mo
Today · 4.125%
HK$47,892
baseline
▲ 0.50% · 4.625%
HK$50,417
+HK$2,525/mo
Deposit HK$995K · loan HK$8.96M · min. income ≈ HK$95,784/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,086 · Scale 2, in force from 26 Feb 2026)