LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,697
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,403
−HK$717/mo
Today · 4.125%
HK$24,120
baseline
▲ 0.50% · 4.625%
HK$25,587
+HK$1,467/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,240/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,250
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,927
−HK$687/mo
Today · 4.125%
HK$26,614
baseline
▲ 0.50% · 4.625%
HK$28,017
+HK$1,403/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,228/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,236
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,083
−HK$861/mo
Today · 4.125%
HK$28,944
baseline
▲ 0.50% · 4.625%
HK$30,705
+HK$1,761/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,888/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,300
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,112
−HK$825/mo
Today · 4.125%
HK$31,937
baseline
▲ 0.50% · 4.625%
HK$33,620
+HK$1,683/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,874/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,775
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,764
−HK$1,004/mo
Today · 4.125%
HK$33,768
baseline
▲ 0.50% · 4.625%
HK$35,822
+HK$2,054/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$67,536/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,350
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,298
−HK$961/mo
Today · 4.125%
HK$37,259
baseline
▲ 0.50% · 4.625%
HK$39,223
+HK$1,964/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$74,518/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,854
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,125
−HK$1,291/mo
Today · 4.125%
HK$43,416
baseline
▲ 0.50% · 4.625%
HK$46,057
+HK$2,641/mo
Deposit HK$995K · loan HK$8.96M · min. income ≈ HK$86,832/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,449
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,668
−HK$1,237/mo
Today · 4.125%
HK$47,905
baseline
▲ 0.50% · 4.625%
HK$50,430
+HK$2,525/mo
Deposit HK$995K · loan HK$8.96M · min. income ≈ HK$95,810/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,350 · Scale 2, in force from 26 Feb 2026)