LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,704
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,410
−HK$718/mo
Today · 4.125%
HK$24,128
baseline
▲ 0.50% · 4.625%
HK$25,596
+HK$1,468/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,256/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,258
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,935
−HK$688/mo
Today · 4.125%
HK$26,623
baseline
▲ 0.50% · 4.625%
HK$28,026
+HK$1,403/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,246/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,245
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,092
−HK$861/mo
Today · 4.125%
HK$28,953
baseline
▲ 0.50% · 4.625%
HK$30,715
+HK$1,762/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,906/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,310
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,122
−HK$825/mo
Today · 4.125%
HK$31,947
baseline
▲ 0.50% · 4.625%
HK$33,631
+HK$1,684/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,894/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,786
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,774
−HK$1,005/mo
Today · 4.125%
HK$33,779
baseline
▲ 0.50% · 4.625%
HK$35,834
+HK$2,055/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$67,558/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,361
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,310
−HK$962/mo
Today · 4.125%
HK$37,272
baseline
▲ 0.50% · 4.625%
HK$39,236
+HK$1,964/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$74,544/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,867
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,138
−HK$1,292/mo
Today · 4.125%
HK$43,430
baseline
▲ 0.50% · 4.625%
HK$46,073
+HK$2,643/mo
Deposit HK$996K · loan HK$8.96M · min. income ≈ HK$86,860/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,464
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,684
−HK$1,237/mo
Today · 4.125%
HK$47,921
baseline
▲ 0.50% · 4.625%
HK$50,447
+HK$2,526/mo
Deposit HK$996K · loan HK$8.96M · min. income ≈ HK$95,842/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,678 · Scale 2, in force from 26 Feb 2026)