LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,718
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,424
−HK$718/mo
Today · 4.125%
HK$24,142
baseline
▲ 0.50% · 4.625%
HK$25,611
+HK$1,469/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,284/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,273
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,951
−HK$688/mo
Today · 4.125%
HK$26,639
baseline
▲ 0.50% · 4.625%
HK$28,043
+HK$1,404/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,278/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,261
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,109
−HK$862/mo
Today · 4.125%
HK$28,971
baseline
▲ 0.50% · 4.625%
HK$30,734
+HK$1,763/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$57,942/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,328
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,141
−HK$825/mo
Today · 4.125%
HK$31,966
baseline
▲ 0.50% · 4.625%
HK$33,651
+HK$1,685/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$63,932/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,805
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,794
−HK$1,005/mo
Today · 4.125%
HK$33,799
baseline
▲ 0.50% · 4.625%
HK$35,856
+HK$2,057/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$67,598/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,383
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,332
−HK$962/mo
Today · 4.125%
HK$37,294
baseline
▲ 0.50% · 4.625%
HK$39,260
+HK$1,966/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$74,588/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,892
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,164
−HK$1,292/mo
Today · 4.125%
HK$43,456
baseline
▲ 0.50% · 4.625%
HK$46,100
+HK$2,644/mo
Deposit HK$996K · loan HK$8.97M · min. income ≈ HK$86,912/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,492
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,712
−HK$1,238/mo
Today · 4.125%
HK$47,950
baseline
▲ 0.50% · 4.625%
HK$50,477
+HK$2,527/mo
Deposit HK$996K · loan HK$8.97M · min. income ≈ HK$95,900/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,281 · Scale 2, in force from 26 Feb 2026)