LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,724
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,430
−HK$719/mo
Today · 4.125%
HK$24,149
baseline
▲ 0.50% · 4.625%
HK$25,618
+HK$1,469/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,298/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,280
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,958
−HK$687/mo
Today · 4.125%
HK$26,645
baseline
▲ 0.50% · 4.625%
HK$28,050
+HK$1,405/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,290/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,268
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,116
−HK$862/mo
Today · 4.125%
HK$28,978
baseline
▲ 0.50% · 4.625%
HK$30,741
+HK$1,763/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$57,956/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,336
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,149
−HK$826/mo
Today · 4.125%
HK$31,975
baseline
▲ 0.50% · 4.625%
HK$33,660
+HK$1,685/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$63,950/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,813
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,803
−HK$1,005/mo
Today · 4.125%
HK$33,808
baseline
▲ 0.50% · 4.625%
HK$35,865
+HK$2,057/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,616/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,392
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,341
−HK$963/mo
Today · 4.125%
HK$37,304
baseline
▲ 0.50% · 4.625%
HK$39,270
+HK$1,966/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,608/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,902
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,175
−HK$1,292/mo
Today · 4.125%
HK$43,467
baseline
▲ 0.50% · 4.625%
HK$46,112
+HK$2,645/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$86,934/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,503
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,724
−HK$1,238/mo
Today · 4.125%
HK$47,962
baseline
▲ 0.50% · 4.625%
HK$50,490
+HK$2,528/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$95,924/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,535 · Scale 2, in force from 26 Feb 2026)