LTV · monthly repayment
▼ 0.50% · 3.625%
HK$227,299
−HK$14,254/mo
▼ 0.25% · 3.875%
HK$234,369
−HK$7,184/mo
Today · 4.125%
HK$241,553
baseline
▲ 0.50% · 4.625%
HK$256,251
+HK$14,698/mo
Deposit HK$49.84M · loan HK$49.84M · min. income ≈ HK$483,106/mo (50% DSR)
Upfront cash ≈ HK$54.08M (deposit + AVD stamp duty HK$4,236,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,868
−HK$13,662/mo
▼ 0.25% · 3.875%
HK$259,650
−HK$6,880/mo
Today · 4.125%
HK$266,530
baseline
▲ 0.50% · 4.625%
HK$280,579
+HK$14,049/mo
Deposit HK$49.84M · loan HK$49.84M · min. income ≈ HK$533,060/mo (50% DSR)
Upfront cash ≈ HK$54.08M (deposit + AVD stamp duty HK$4,236,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,759
−HK$17,104/mo
▼ 0.25% · 3.875%
HK$281,243
−HK$8,620/mo
Today · 4.125%
HK$289,863
baseline
▲ 0.50% · 4.625%
HK$307,501
+HK$17,638/mo
Deposit HK$39.87M · loan HK$59.81M · min. income ≈ HK$579,726/mo (50% DSR)
Upfront cash ≈ HK$44.11M (deposit + AVD stamp duty HK$4,236,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,442
−HK$16,394/mo
▼ 0.25% · 3.875%
HK$311,580
−HK$8,256/mo
Today · 4.125%
HK$319,836
baseline
▲ 0.50% · 4.625%
HK$336,695
+HK$16,859/mo
Deposit HK$39.87M · loan HK$59.81M · min. income ≈ HK$639,672/mo (50% DSR)
Upfront cash ≈ HK$44.11M (deposit + AVD stamp duty HK$4,236,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,219
−HK$19,955/mo
▼ 0.25% · 3.875%
HK$328,117
−HK$10,057/mo
Today · 4.125%
HK$338,174
baseline
▲ 0.50% · 4.625%
HK$358,751
+HK$20,577/mo
Deposit HK$29.90M · loan HK$69.78M · min. income ≈ HK$676,348/mo (50% DSR)
Upfront cash ≈ HK$34.14M (deposit + AVD stamp duty HK$4,236,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,015
−HK$19,126/mo
▼ 0.25% · 3.875%
HK$363,510
−HK$9,631/mo
Today · 4.125%
HK$373,141
baseline
▲ 0.50% · 4.625%
HK$392,810
+HK$19,669/mo
Deposit HK$29.90M · loan HK$69.78M · min. income ≈ HK$746,282/mo (50% DSR)
Upfront cash ≈ HK$34.14M (deposit + AVD stamp duty HK$4,236,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$409,138
−HK$25,657/mo
▼ 0.25% · 3.875%
HK$421,865
−HK$12,930/mo
Today · 4.125%
HK$434,795
baseline
▲ 0.50% · 4.625%
HK$461,251
+HK$26,456/mo
Deposit HK$9.97M · loan HK$89.71M · min. income ≈ HK$869,590/mo (50% DSR)
Upfront cash ≈ HK$14.20M (deposit + AVD stamp duty HK$4,236,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$455,162
−HK$24,591/mo
▼ 0.25% · 3.875%
HK$467,370
−HK$12,383/mo
Today · 4.125%
HK$479,753
baseline
▲ 0.50% · 4.625%
HK$505,042
+HK$25,289/mo
Deposit HK$9.97M · loan HK$89.71M · min. income ≈ HK$959,506/mo (50% DSR)
Upfront cash ≈ HK$14.20M (deposit + AVD stamp duty HK$4,236,459 · Scale 2, in force from 26 Feb 2026)