LTV · monthly repayment
▼ 0.50% · 3.625%
HK$227,372
−HK$14,258/mo
▼ 0.25% · 3.875%
HK$234,445
−HK$7,185/mo
Today · 4.125%
HK$241,630
baseline
▲ 0.50% · 4.625%
HK$256,333
+HK$14,703/mo
Deposit HK$49.86M · loan HK$49.86M · min. income ≈ HK$483,260/mo (50% DSR)
Upfront cash ≈ HK$54.09M (deposit + AVD stamp duty HK$4,237,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,949
−HK$13,666/mo
▼ 0.25% · 3.875%
HK$259,733
−HK$6,882/mo
Today · 4.125%
HK$266,615
baseline
▲ 0.50% · 4.625%
HK$280,669
+HK$14,054/mo
Deposit HK$49.86M · loan HK$49.86M · min. income ≈ HK$533,230/mo (50% DSR)
Upfront cash ≈ HK$54.09M (deposit + AVD stamp duty HK$4,237,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,846
−HK$17,110/mo
▼ 0.25% · 3.875%
HK$281,333
−HK$8,623/mo
Today · 4.125%
HK$289,956
baseline
▲ 0.50% · 4.625%
HK$307,599
+HK$17,643/mo
Deposit HK$39.89M · loan HK$59.83M · min. income ≈ HK$579,912/mo (50% DSR)
Upfront cash ≈ HK$44.12M (deposit + AVD stamp duty HK$4,237,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,539
−HK$16,399/mo
▼ 0.25% · 3.875%
HK$311,680
−HK$8,258/mo
Today · 4.125%
HK$319,938
baseline
▲ 0.50% · 4.625%
HK$336,802
+HK$16,864/mo
Deposit HK$39.89M · loan HK$59.83M · min. income ≈ HK$639,876/mo (50% DSR)
Upfront cash ≈ HK$44.12M (deposit + AVD stamp duty HK$4,237,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,321
−HK$19,961/mo
▼ 0.25% · 3.875%
HK$328,222
−HK$10,060/mo
Today · 4.125%
HK$338,282
baseline
▲ 0.50% · 4.625%
HK$358,866
+HK$20,584/mo
Deposit HK$29.91M · loan HK$69.80M · min. income ≈ HK$676,564/mo (50% DSR)
Upfront cash ≈ HK$34.15M (deposit + AVD stamp duty HK$4,237,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,129
−HK$19,132/mo
▼ 0.25% · 3.875%
HK$363,626
−HK$9,635/mo
Today · 4.125%
HK$373,261
baseline
▲ 0.50% · 4.625%
HK$392,936
+HK$19,675/mo
Deposit HK$29.91M · loan HK$69.80M · min. income ≈ HK$746,522/mo (50% DSR)
Upfront cash ≈ HK$34.15M (deposit + AVD stamp duty HK$4,237,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$409,270
−HK$25,664/mo
▼ 0.25% · 3.875%
HK$422,000
−HK$12,934/mo
Today · 4.125%
HK$434,934
baseline
▲ 0.50% · 4.625%
HK$461,399
+HK$26,465/mo
Deposit HK$9.97M · loan HK$89.74M · min. income ≈ HK$869,868/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$4,237,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$455,308
−HK$24,599/mo
▼ 0.25% · 3.875%
HK$467,519
−HK$12,388/mo
Today · 4.125%
HK$479,907
baseline
▲ 0.50% · 4.625%
HK$505,204
+HK$25,297/mo
Deposit HK$9.97M · loan HK$89.74M · min. income ≈ HK$959,814/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$4,237,817 · Scale 2, in force from 26 Feb 2026)