LTV · monthly repayment
▼ 0.50% · 3.625%
HK$227,375
−HK$14,259/mo
▼ 0.25% · 3.875%
HK$234,448
−HK$7,186/mo
Today · 4.125%
HK$241,634
baseline
▲ 0.50% · 4.625%
HK$256,336
+HK$14,702/mo
Deposit HK$49.86M · loan HK$49.86M · min. income ≈ HK$483,268/mo (50% DSR)
Upfront cash ≈ HK$54.10M (deposit + AVD stamp duty HK$4,237,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,953
−HK$13,666/mo
▼ 0.25% · 3.875%
HK$259,737
−HK$6,882/mo
Today · 4.125%
HK$266,619
baseline
▲ 0.50% · 4.625%
HK$280,673
+HK$14,054/mo
Deposit HK$49.86M · loan HK$49.86M · min. income ≈ HK$533,238/mo (50% DSR)
Upfront cash ≈ HK$54.10M (deposit + AVD stamp duty HK$4,237,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,850
−HK$17,110/mo
▼ 0.25% · 3.875%
HK$281,337
−HK$8,623/mo
Today · 4.125%
HK$289,960
baseline
▲ 0.50% · 4.625%
HK$307,604
+HK$17,644/mo
Deposit HK$39.89M · loan HK$59.83M · min. income ≈ HK$579,920/mo (50% DSR)
Upfront cash ≈ HK$44.12M (deposit + AVD stamp duty HK$4,237,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,543
−HK$16,400/mo
▼ 0.25% · 3.875%
HK$311,684
−HK$8,259/mo
Today · 4.125%
HK$319,943
baseline
▲ 0.50% · 4.625%
HK$336,807
+HK$16,864/mo
Deposit HK$39.89M · loan HK$59.83M · min. income ≈ HK$639,886/mo (50% DSR)
Upfront cash ≈ HK$44.12M (deposit + AVD stamp duty HK$4,237,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,325
−HK$19,962/mo
▼ 0.25% · 3.875%
HK$328,227
−HK$10,060/mo
Today · 4.125%
HK$338,287
baseline
▲ 0.50% · 4.625%
HK$358,871
+HK$20,584/mo
Deposit HK$29.91M · loan HK$69.80M · min. income ≈ HK$676,574/mo (50% DSR)
Upfront cash ≈ HK$34.15M (deposit + AVD stamp duty HK$4,237,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,134
−HK$19,132/mo
▼ 0.25% · 3.875%
HK$363,631
−HK$9,635/mo
Today · 4.125%
HK$373,266
baseline
▲ 0.50% · 4.625%
HK$392,942
+HK$19,676/mo
Deposit HK$29.91M · loan HK$69.80M · min. income ≈ HK$746,532/mo (50% DSR)
Upfront cash ≈ HK$34.15M (deposit + AVD stamp duty HK$4,237,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$409,275
−HK$25,665/mo
▼ 0.25% · 3.875%
HK$422,006
−HK$12,934/mo
Today · 4.125%
HK$434,940
baseline
▲ 0.50% · 4.625%
HK$461,405
+HK$26,465/mo
Deposit HK$9.97M · loan HK$89.74M · min. income ≈ HK$869,880/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$4,237,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$455,315
−HK$24,599/mo
▼ 0.25% · 3.875%
HK$467,526
−HK$12,388/mo
Today · 4.125%
HK$479,914
baseline
▲ 0.50% · 4.625%
HK$505,211
+HK$25,297/mo
Deposit HK$9.97M · loan HK$89.74M · min. income ≈ HK$959,828/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$4,237,876 · Scale 2, in force from 26 Feb 2026)