LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,739
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,446
−HK$719/mo
Today · 4.125%
HK$24,165
baseline
▲ 0.50% · 4.625%
HK$25,635
+HK$1,470/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,330/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$367,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,297
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,975
−HK$688/mo
Today · 4.125%
HK$26,663
baseline
▲ 0.50% · 4.625%
HK$28,069
+HK$1,406/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,326/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$367,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,287
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,135
−HK$863/mo
Today · 4.125%
HK$28,998
baseline
▲ 0.50% · 4.625%
HK$30,762
+HK$1,764/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$57,996/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,356
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,170
−HK$826/mo
Today · 4.125%
HK$31,996
baseline
▲ 0.50% · 4.625%
HK$33,683
+HK$1,687/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$63,992/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,834
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,825
−HK$1,006/mo
Today · 4.125%
HK$33,831
baseline
▲ 0.50% · 4.625%
HK$35,889
+HK$2,058/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,662/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,415
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,365
−HK$964/mo
Today · 4.125%
HK$37,329
baseline
▲ 0.50% · 4.625%
HK$39,297
+HK$1,968/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,658/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,930
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,203
−HK$1,294/mo
Today · 4.125%
HK$43,497
baseline
▲ 0.50% · 4.625%
HK$46,143
+HK$2,646/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$86,994/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$367,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,534
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,755
−HK$1,239/mo
Today · 4.125%
HK$47,994
baseline
▲ 0.50% · 4.625%
HK$50,524
+HK$2,530/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$95,988/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$367,208 · Scale 2, in force from 26 Feb 2026)