LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,741
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,448
−HK$719/mo
Today · 4.125%
HK$24,167
baseline
▲ 0.50% · 4.625%
HK$25,637
+HK$1,470/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,334/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$367,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,299
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,977
−HK$689/mo
Today · 4.125%
HK$26,666
baseline
▲ 0.50% · 4.625%
HK$28,071
+HK$1,405/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,332/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$367,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,289
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,138
−HK$862/mo
Today · 4.125%
HK$29,000
baseline
▲ 0.50% · 4.625%
HK$30,765
+HK$1,765/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$58,000/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,359
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,173
−HK$826/mo
Today · 4.125%
HK$31,999
baseline
▲ 0.50% · 4.625%
HK$33,685
+HK$1,686/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$63,998/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,837
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,827
−HK$1,006/mo
Today · 4.125%
HK$33,833
baseline
▲ 0.50% · 4.625%
HK$35,892
+HK$2,059/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,666/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,418
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,368
−HK$964/mo
Today · 4.125%
HK$37,332
baseline
▲ 0.50% · 4.625%
HK$39,300
+HK$1,968/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,664/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,933
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,207
−HK$1,293/mo
Today · 4.125%
HK$43,500
baseline
▲ 0.50% · 4.625%
HK$46,147
+HK$2,647/mo
Deposit HK$997K · loan HK$8.98M · min. income ≈ HK$87,000/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$367,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,538
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,759
−HK$1,239/mo
Today · 4.125%
HK$47,998
baseline
▲ 0.50% · 4.625%
HK$50,528
+HK$2,530/mo
Deposit HK$997K · loan HK$8.98M · min. income ≈ HK$95,996/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$367,288 · Scale 2, in force from 26 Feb 2026)