LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,742
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,449
−HK$719/mo
Today · 4.125%
HK$24,168
baseline
▲ 0.50% · 4.625%
HK$25,638
+HK$1,470/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,336/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$367,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,300
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,979
−HK$688/mo
Today · 4.125%
HK$26,667
baseline
▲ 0.50% · 4.625%
HK$28,073
+HK$1,406/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,334/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$367,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,290
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,139
−HK$862/mo
Today · 4.125%
HK$29,001
baseline
▲ 0.50% · 4.625%
HK$30,766
+HK$1,765/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$58,002/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,360
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,174
−HK$826/mo
Today · 4.125%
HK$32,000
baseline
▲ 0.50% · 4.625%
HK$33,687
+HK$1,687/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$64,000/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,838
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,829
−HK$1,006/mo
Today · 4.125%
HK$33,835
baseline
▲ 0.50% · 4.625%
HK$35,894
+HK$2,059/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,670/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,420
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,370
−HK$964/mo
Today · 4.125%
HK$37,334
baseline
▲ 0.50% · 4.625%
HK$39,302
+HK$1,968/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,668/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,935
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,209
−HK$1,293/mo
Today · 4.125%
HK$43,502
baseline
▲ 0.50% · 4.625%
HK$46,149
+HK$2,647/mo
Deposit HK$997K · loan HK$8.98M · min. income ≈ HK$87,004/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$367,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,540
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,761
−HK$1,239/mo
Today · 4.125%
HK$48,000
baseline
▲ 0.50% · 4.625%
HK$50,531
+HK$2,531/mo
Deposit HK$997K · loan HK$8.98M · min. income ≈ HK$96,000/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$367,335 · Scale 2, in force from 26 Feb 2026)