LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,743
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,450
−HK$719/mo
Today · 4.125%
HK$24,169
baseline
▲ 0.50% · 4.625%
HK$25,640
+HK$1,471/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,338/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$367,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,301
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,980
−HK$688/mo
Today · 4.125%
HK$26,668
baseline
▲ 0.50% · 4.625%
HK$28,074
+HK$1,406/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,336/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$367,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,291
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,140
−HK$863/mo
Today · 4.125%
HK$29,003
baseline
▲ 0.50% · 4.625%
HK$30,768
+HK$1,765/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$58,006/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,362
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,176
−HK$826/mo
Today · 4.125%
HK$32,002
baseline
▲ 0.50% · 4.625%
HK$33,689
+HK$1,687/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$64,004/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,840
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,830
−HK$1,007/mo
Today · 4.125%
HK$33,837
baseline
▲ 0.50% · 4.625%
HK$35,896
+HK$2,059/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,674/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,422
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,372
−HK$963/mo
Today · 4.125%
HK$37,335
baseline
▲ 0.50% · 4.625%
HK$39,303
+HK$1,968/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,670/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,937
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,211
−HK$1,293/mo
Today · 4.125%
HK$43,504
baseline
▲ 0.50% · 4.625%
HK$46,152
+HK$2,648/mo
Deposit HK$997K · loan HK$8.98M · min. income ≈ HK$87,008/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$367,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,542
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,764
−HK$1,239/mo
Today · 4.125%
HK$48,003
baseline
▲ 0.50% · 4.625%
HK$50,533
+HK$2,530/mo
Deposit HK$997K · loan HK$8.98M · min. income ≈ HK$96,006/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$367,384 · Scale 2, in force from 26 Feb 2026)