LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,748
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,456
−HK$719/mo
Today · 4.125%
HK$24,175
baseline
▲ 0.50% · 4.625%
HK$25,645
+HK$1,470/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,350/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$367,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,307
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,986
−HK$688/mo
Today · 4.125%
HK$26,674
baseline
▲ 0.50% · 4.625%
HK$28,080
+HK$1,406/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,348/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$367,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,298
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,147
−HK$862/mo
Today · 4.125%
HK$29,009
baseline
▲ 0.50% · 4.625%
HK$30,775
+HK$1,766/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,018/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,368
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,183
−HK$826/mo
Today · 4.125%
HK$32,009
baseline
▲ 0.50% · 4.625%
HK$33,696
+HK$1,687/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,018/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,847
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,838
−HK$1,006/mo
Today · 4.125%
HK$33,844
baseline
▲ 0.50% · 4.625%
HK$35,904
+HK$2,060/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,688/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,430
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,380
−HK$964/mo
Today · 4.125%
HK$37,344
baseline
▲ 0.50% · 4.625%
HK$39,312
+HK$1,968/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,688/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,946
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,220
−HK$1,294/mo
Today · 4.125%
HK$43,514
baseline
▲ 0.50% · 4.625%
HK$46,162
+HK$2,648/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$87,028/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$367,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,553
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,774
−HK$1,240/mo
Today · 4.125%
HK$48,014
baseline
▲ 0.50% · 4.625%
HK$50,544
+HK$2,530/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$96,028/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$367,609 · Scale 2, in force from 26 Feb 2026)