LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,751
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,458
−HK$719/mo
Today · 4.125%
HK$24,177
baseline
▲ 0.50% · 4.625%
HK$25,649
+HK$1,472/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,354/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$367,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,310
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,989
−HK$688/mo
Today · 4.125%
HK$26,677
baseline
▲ 0.50% · 4.625%
HK$28,084
+HK$1,407/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,354/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$367,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,301
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,150
−HK$863/mo
Today · 4.125%
HK$29,013
baseline
▲ 0.50% · 4.625%
HK$30,778
+HK$1,765/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,026/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,372
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,187
−HK$826/mo
Today · 4.125%
HK$32,013
baseline
▲ 0.50% · 4.625%
HK$33,700
+HK$1,687/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,026/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,851
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,842
−HK$1,006/mo
Today · 4.125%
HK$33,848
baseline
▲ 0.50% · 4.625%
HK$35,908
+HK$2,060/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,696/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,434
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,384
−HK$964/mo
Today · 4.125%
HK$37,348
baseline
▲ 0.50% · 4.625%
HK$39,317
+HK$1,969/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,696/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,951
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,225
−HK$1,294/mo
Today · 4.125%
HK$43,519
baseline
▲ 0.50% · 4.625%
HK$46,168
+HK$2,649/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$87,038/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$367,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,558
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,780
−HK$1,239/mo
Today · 4.125%
HK$48,019
baseline
▲ 0.50% · 4.625%
HK$50,551
+HK$2,532/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$96,038/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$367,730 · Scale 2, in force from 26 Feb 2026)