LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,751
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,459
−HK$719/mo
Today · 4.125%
HK$24,178
baseline
▲ 0.50% · 4.625%
HK$25,649
+HK$1,471/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,356/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$367,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,311
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,990
−HK$688/mo
Today · 4.125%
HK$26,678
baseline
▲ 0.50% · 4.625%
HK$28,084
+HK$1,406/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,356/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$367,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,302
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,151
−HK$863/mo
Today · 4.125%
HK$29,014
baseline
▲ 0.50% · 4.625%
HK$30,779
+HK$1,765/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,028/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,373
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,187
−HK$827/mo
Today · 4.125%
HK$32,014
baseline
▲ 0.50% · 4.625%
HK$33,701
+HK$1,687/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,028/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,852
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,843
−HK$1,006/mo
Today · 4.125%
HK$33,849
baseline
▲ 0.50% · 4.625%
HK$35,909
+HK$2,060/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,698/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,435
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,385
−HK$965/mo
Today · 4.125%
HK$37,350
baseline
▲ 0.50% · 4.625%
HK$39,318
+HK$1,968/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,700/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,953
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,226
−HK$1,295/mo
Today · 4.125%
HK$43,521
baseline
▲ 0.50% · 4.625%
HK$46,169
+HK$2,648/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$87,042/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$367,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,559
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,781
−HK$1,240/mo
Today · 4.125%
HK$48,021
baseline
▲ 0.50% · 4.625%
HK$50,552
+HK$2,531/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$96,042/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$367,759 · Scale 2, in force from 26 Feb 2026)