LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,754
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,462
−HK$719/mo
Today · 4.125%
HK$24,181
baseline
▲ 0.50% · 4.625%
HK$25,652
+HK$1,471/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,362/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$367,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,314
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,993
−HK$688/mo
Today · 4.125%
HK$26,681
baseline
▲ 0.50% · 4.625%
HK$28,088
+HK$1,407/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,362/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$367,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,305
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,154
−HK$863/mo
Today · 4.125%
HK$29,017
baseline
▲ 0.50% · 4.625%
HK$30,783
+HK$1,766/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,034/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,377
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,191
−HK$827/mo
Today · 4.125%
HK$32,018
baseline
▲ 0.50% · 4.625%
HK$33,705
+HK$1,687/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,036/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,856
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,847
−HK$1,006/mo
Today · 4.125%
HK$33,853
baseline
▲ 0.50% · 4.625%
HK$35,913
+HK$2,060/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$67,706/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,439
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,390
−HK$964/mo
Today · 4.125%
HK$37,354
baseline
▲ 0.50% · 4.625%
HK$39,323
+HK$1,969/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$74,708/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,957
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,231
−HK$1,295/mo
Today · 4.125%
HK$43,526
baseline
▲ 0.50% · 4.625%
HK$46,174
+HK$2,648/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$87,052/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$367,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,565
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,787
−HK$1,239/mo
Today · 4.125%
HK$48,026
baseline
▲ 0.50% · 4.625%
HK$50,558
+HK$2,532/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$96,052/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$367,877 · Scale 2, in force from 26 Feb 2026)