LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,758
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,465
−HK$720/mo
Today · 4.125%
HK$24,185
baseline
▲ 0.50% · 4.625%
HK$25,656
+HK$1,471/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,370/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,318
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,997
−HK$688/mo
Today · 4.125%
HK$26,685
baseline
▲ 0.50% · 4.625%
HK$28,092
+HK$1,407/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,370/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,309
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,159
−HK$863/mo
Today · 4.125%
HK$29,022
baseline
▲ 0.50% · 4.625%
HK$30,788
+HK$1,766/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,044/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,381
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,196
−HK$826/mo
Today · 4.125%
HK$32,022
baseline
▲ 0.50% · 4.625%
HK$33,710
+HK$1,688/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,044/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,861
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,852
−HK$1,007/mo
Today · 4.125%
HK$33,859
baseline
▲ 0.50% · 4.625%
HK$35,919
+HK$2,060/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$67,718/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,445
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,395
−HK$965/mo
Today · 4.125%
HK$37,360
baseline
▲ 0.50% · 4.625%
HK$39,329
+HK$1,969/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$74,720/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,964
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,238
−HK$1,294/mo
Today · 4.125%
HK$43,532
baseline
▲ 0.50% · 4.625%
HK$46,181
+HK$2,649/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$87,064/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,572
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,794
−HK$1,240/mo
Today · 4.125%
HK$48,034
baseline
▲ 0.50% · 4.625%
HK$50,566
+HK$2,532/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$96,068/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,028 · Scale 2, in force from 26 Feb 2026)