LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,761
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,469
−HK$720/mo
Today · 4.125%
HK$24,189
baseline
▲ 0.50% · 4.625%
HK$25,661
+HK$1,472/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,378/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,322
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,001
−HK$689/mo
Today · 4.125%
HK$26,690
baseline
▲ 0.50% · 4.625%
HK$28,097
+HK$1,407/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,380/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,314
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,163
−HK$864/mo
Today · 4.125%
HK$29,027
baseline
▲ 0.50% · 4.625%
HK$30,793
+HK$1,766/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,054/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,386
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,201
−HK$827/mo
Today · 4.125%
HK$32,028
baseline
▲ 0.50% · 4.625%
HK$33,716
+HK$1,688/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,056/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,866
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,857
−HK$1,007/mo
Today · 4.125%
HK$33,864
baseline
▲ 0.50% · 4.625%
HK$35,925
+HK$2,061/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$67,728/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,451
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,401
−HK$965/mo
Today · 4.125%
HK$37,366
baseline
▲ 0.50% · 4.625%
HK$39,336
+HK$1,970/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$74,732/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,971
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,245
−HK$1,295/mo
Today · 4.125%
HK$43,540
baseline
▲ 0.50% · 4.625%
HK$46,189
+HK$2,649/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$87,080/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,579
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,802
−HK$1,240/mo
Today · 4.125%
HK$48,042
baseline
▲ 0.50% · 4.625%
HK$50,574
+HK$2,532/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$96,084/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,198 · Scale 2, in force from 26 Feb 2026)