LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,762
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,470
−HK$719/mo
Today · 4.125%
HK$24,189
baseline
▲ 0.50% · 4.625%
HK$25,661
+HK$1,472/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,378/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,322
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,001
−HK$689/mo
Today · 4.125%
HK$26,690
baseline
▲ 0.50% · 4.625%
HK$28,097
+HK$1,407/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,380/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,314
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,164
−HK$863/mo
Today · 4.125%
HK$29,027
baseline
▲ 0.50% · 4.625%
HK$30,793
+HK$1,766/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,054/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,387
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,201
−HK$827/mo
Today · 4.125%
HK$32,028
baseline
▲ 0.50% · 4.625%
HK$33,716
+HK$1,688/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,056/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,866
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,858
−HK$1,007/mo
Today · 4.125%
HK$33,865
baseline
▲ 0.50% · 4.625%
HK$35,925
+HK$2,060/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$67,730/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,451
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,402
−HK$964/mo
Today · 4.125%
HK$37,366
baseline
▲ 0.50% · 4.625%
HK$39,336
+HK$1,970/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$74,732/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,971
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,245
−HK$1,295/mo
Today · 4.125%
HK$43,540
baseline
▲ 0.50% · 4.625%
HK$46,190
+HK$2,650/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$87,080/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,580
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,802
−HK$1,240/mo
Today · 4.125%
HK$48,042
baseline
▲ 0.50% · 4.625%
HK$50,575
+HK$2,533/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$96,084/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,206 · Scale 2, in force from 26 Feb 2026)