LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,768
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,476
−HK$720/mo
Today · 4.125%
HK$24,196
baseline
▲ 0.50% · 4.625%
HK$25,668
+HK$1,472/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,392/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,329
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,008
−HK$689/mo
Today · 4.125%
HK$26,697
baseline
▲ 0.50% · 4.625%
HK$28,105
+HK$1,408/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,394/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,321
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,171
−HK$864/mo
Today · 4.125%
HK$29,035
baseline
▲ 0.50% · 4.625%
HK$30,801
+HK$1,766/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,070/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,395
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,210
−HK$827/mo
Today · 4.125%
HK$32,037
baseline
▲ 0.50% · 4.625%
HK$33,726
+HK$1,689/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,074/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,875
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,866
−HK$1,008/mo
Today · 4.125%
HK$33,874
baseline
▲ 0.50% · 4.625%
HK$35,935
+HK$2,061/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$67,748/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,460
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,412
−HK$964/mo
Today · 4.125%
HK$37,376
baseline
▲ 0.50% · 4.625%
HK$39,346
+HK$1,970/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$74,752/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,982
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,257
−HK$1,295/mo
Today · 4.125%
HK$43,552
baseline
▲ 0.50% · 4.625%
HK$46,202
+HK$2,650/mo
Deposit HK$998K · loan HK$8.99M · min. income ≈ HK$87,104/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,592
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,815
−HK$1,240/mo
Today · 4.125%
HK$48,055
baseline
▲ 0.50% · 4.625%
HK$50,588
+HK$2,533/mo
Deposit HK$998K · loan HK$8.99M · min. income ≈ HK$96,110/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,475 · Scale 2, in force from 26 Feb 2026)