LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,772
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,480
−HK$720/mo
Today · 4.125%
HK$24,200
baseline
▲ 0.50% · 4.625%
HK$25,672
+HK$1,472/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,400/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,333
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,013
−HK$689/mo
Today · 4.125%
HK$26,702
baseline
▲ 0.50% · 4.625%
HK$28,109
+HK$1,407/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,404/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,326
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,176
−HK$864/mo
Today · 4.125%
HK$29,040
baseline
▲ 0.50% · 4.625%
HK$30,807
+HK$1,767/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,080/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,400
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,215
−HK$827/mo
Today · 4.125%
HK$32,042
baseline
▲ 0.50% · 4.625%
HK$33,731
+HK$1,689/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,084/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,880
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,872
−HK$1,007/mo
Today · 4.125%
HK$33,879
baseline
▲ 0.50% · 4.625%
HK$35,941
+HK$2,062/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$67,758/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,467
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,418
−HK$965/mo
Today · 4.125%
HK$37,383
baseline
▲ 0.50% · 4.625%
HK$39,353
+HK$1,970/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$74,766/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,989
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,264
−HK$1,295/mo
Today · 4.125%
HK$43,559
baseline
▲ 0.50% · 4.625%
HK$46,210
+HK$2,651/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$87,118/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,600
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,823
−HK$1,240/mo
Today · 4.125%
HK$48,063
baseline
▲ 0.50% · 4.625%
HK$50,597
+HK$2,534/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$96,126/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,645 · Scale 2, in force from 26 Feb 2026)